UPI Charges from October 15: Will You Pay Extra? (2026)
Quick Answer UPI charges from October 15 do NOT mean you pay extra. From 15 October 2026, NPCI plans a 0.4% merchant discount rate (MDR) on specified person-to-merchant UPI payments above ₹2,000 — paid by the merchant, not you. Person-to-person transfers stay free at any amount, and merchant payments up to ₹2,000 stay free. Timing…